Congress created the EB-5 Program in 1990 to stimulate the U.S. economy through job creation and capital investment by foreign investors. In 1992, Congress created the Immigrant Investor Program, also known as the Regional Centre Program, which sets aside EB-5 visas for participants who invest in commercial enterprises associated with regional centers approved by USCIS based on proposals for promoting economic growth. Under this employment visa category, an individual and family (spouse + children under the age of 21 and unmarried) can obtain a green card via investment. By investing USD 800,000 or USD 1,050,000 (depending on geographic area) in a commercial enterprise and creating at least 10 full time U.S. worker jobs one can achieve the first step towards their American Dream. The green card is issued in 2 phases – Phase 1 – conditional green card and Phase 2 – Condition is removed if the job requirement is met to make it a permanent green card. The US Govt. states that this kind of an investment must be deemed at risk.